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There are many options and ways to buy your next vehicle from Fordthorne, subject to your own financial status and personal requirements. We recommend you talk these options through with one of our expert Sales Executives at our South Wales based Cardiff FordStore who are fully experienced to assist you in this decision, however we have outlined some of the ways to buy below including some pros and cons of each to give you a brief overview of the options available. In the meantime you can also view our current new vehicle stock, and also our stock or nearly new and used vehicles.
Using a HP finance product, the loan is secured against the car. Fixed monthly payments will then be arranged so you can budget accordingly and you will see how much the car will cost you in total over the period. As with any finance agreement, you won’t own the car until the last payment has been made.
We have access to excellent rates and deals and will take care of all of the administration for you, giving you a clear and hassle free experience.
PCP is similar to a hire purchase agreement but will often mean lower monthly payments. Instead of getting a loan for the full value of the car, you get a loan for the difference between its price brand new and the predicted value of the car at the end of the hire agreement. This is based on a forecast of annual mileage over the term of the agreement. It’s important to note that the car must be serviced and maintained by a Volvo dealer, and PCP is not advisable to high mileage users due to restrictions, charges and limits.
At the end of the agreement term you have 3 options:
Using a HP finance product, the loan is secured against the car. Fixed monthly payments will then be arranged so you can budget accordingly and you will see how much the car will cost you in total over the period. As with any finance agreement, you won’t own the car until the last payment has been made.
PCH differs from Hire Purchase and Personal Contract Purchase as you are leasing the vehicle instead of purchasing it with finance. You’ll pay a monthly amount for the use of a car, which can include servicing and maintenance, providing the mileage doesn’t exceed a specified limit.
Fordthorne acts as a credit broker in relation to finance products and not a lender.
Financial Status Declaration: Fordthorne only offers selected products from a limited number of finance providers. Please ask us for a list of providers from whom we offer finance.
FCA Disclosure: We may receive a percentage commission based on the amount financed.
Finance subject to status. Guarantees may be required. Freepost Ford Credit. Certain business types are excluded. See Ford.co.uk for more information. Further charges may be made subject to mileage and condition if the vehicle is returned at the end of the agreement.