• Llandough Trading Estate, Penarth Rd , Cardiff CF11 8TD
  • 02920 223 100

Commercial Vehicle Financing

If you need a Commercial Vehicle for your business then Ford Credit has a range of ownership and leasing finance plans to suit your needs with Commercial Vehicle Financing.

Ford Acquire

Balloon option is available

Put down a deposit followed by monthly payments (and a final balloon payment if you choose Ford Acquire with balloon). At the end of the agreement, you will own the commercial vehicle.

Ford Options

A deposit followed by monthly payments. At the end of the contract you have the option to Return, Retain (and settle the OFP) or Renew the Vehicle.

Ford Options Cashplan

Similar to the Ford Options plan, but the deposit and monthly payments are replaced with a single advance payment.

Ford Contract Hire*

No vehicle ownership, fixed monthly rentals. At the end of the agreement, you return the commercial vehicle.

Ford Finance Lease with balloon*

Non-balloon option is available

Fixed monthly rentals. At the end of the agreement, you must sell the commercial vehicle to a third party.

Finance Plans for Business Customers with Commercial Vehicle Financing

Plan Features Ford Acquire Ford Contract Hire* Ford Finance Lease  Ford Options Ford Options Cashplan
Available From Your Ford Dealer YES YES YES YES YES
Finance Term 24 to 60 months (maximum term 48 months for Ford Acquire with balloon option) Any term, 24 to 60 months Any term, 24 to 60 months 24, 36 & 48 months 24 & 36 months
Typical Advance Rental/
Deposit
Zero deposit available (VAT normally paid up front) Minimum one month’s rental Minimum one month’s rental Zero deposit available
(VAT normally paid up front)
Advance Payment
No Responsibility For Vehicle Disposal NO YES Vehicle sold on lesser’s behalf. 100% of the net Sales Proceeds after all charges are returned to the lessee NO NO
Flexible End Of Contract Options Renew/Retain Return vehicle and Renew Sell vehicle and Renew Renew / Retain/ Return Renew / Retain/ Return
Balloon Option YES NO YES Optional Final Payment Optional Final Payment
Optional Maintenance/Service Package Ask your Ford Dealer Available at additional cost Ask your Ford Dealer Ask your Ford Dealer Ask your Ford Dealer
Road Fund License Included for the first year Included for the duration of the agreement Included for the first year Included for the first year Included for the first year
VAT On Monthly Payments No VAT on payments but VAT on vehicle may be fully recoverable VAT registered businesses may be able to reclaim all or part of the VAT element of the monthly rental VAT registered businesses may be able to reclaim all or part of the VAT element of the monthly rental No VAT on payments but VAT on vehicle may be fully recoverable No VAT on payments but VAT on vehicle may be fully recoverable
Fees Our standard fee for Ford Acquire plans may vary dependant on Marketing Promotions avilable at that time NO NO Finance Facility Fee payable with the first monthly payment. Purchase Fee payable with the final payment if you wish to own the vehicle at the end of the agreement. Our fees may vary dependent on marketing promotions available at the time. Finance Facility Fee payable with the first monthly payment. Purchase Fee payable with the final payment if you wish to own the vehicle at the end of the agreement. Our fees may vary dependent on marketing promotions available at the time.

Important Information

Business users only. Ford Credit is a trading style of FCE Bank plc. Registered in England: No 772784. Registered Office: FCE Bank plc, Arterial Road, Laindon, Essex, SS15 6EE. FCE Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under firm reference number 204469.

*Ford Lease is provided by ALD Automotive Ltd, trading as Ford Lease, Oakwood Drive, Emersons Green, Bristol, BS16 7LB. ALD Automotive Ltd is registered in England no. 987418. Finance subject to status. Guarantees and indemnities may be required. ALD Automotive Ltd and FCE Bank plc are authorised and regulated by the Financial Conduct Authority. FCE Bank plc act as an insurance intermediary in relation to Ford Insure.

The availability of tax and VAT benefits may vary subject to the facts and circumstances of individual cases and tax law is subject to change over time. Customers are therefore advised to seek professional advice with regard to taxation.