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Ford Options & Ford Options Cashplan
What is Ford Options? Ford Options is a type of hire purchase (sometimes called Personal Contract Purchase or PCP) where your monthly payment is lower when compared to a Ford Acquire agreement of the same length and deposit. Ford Options Cashplan is just an advance payment and an Optional Final Payment. No monthly payments to make. With a good range of in stock commercials vehicles, Ford Rangers and vans for sale in Cardiff and a great local reputation in South Wales, contact us today via 24/7 live chat, phone or web form to see how we can help your business with Ford Options and the latest PCP deals and Ford Options offers on vans and Ford Rangers. Browse our in stock Ford Van and additional Ford used vans by clicking through the relevant links mentioned.
How to: Ford Options
How to: Ford Options Cashplan
How it works – Ford Financing: Ford Options
Deposit:
- This is deducted from the price of the commercial vehicle
Monthly Payments:
- Calculated by deducting the Deposit and Optional Final payment from the price of the commercial vehicle. The balance, plus any interest and fees is then split into equal monthly payments depending on the length of your agreement.
Optional Final Payment:
- also deducted from the price of the commercial vehicle and is due at the end of your agreement. It is the anticipated future value of your commercial vehicle assuming its mileage and condition is as agreed when you signed your agreement.
I’m Interested. What are my next steps?
- Once you have chosen the vehicle you want to buy then you will need to make a few decisions about your:
- Agreement length – choose from 24, 36 or 48 months
- Anticipated annual mileage
- The amount of the deposit you wish to pay (Maximum deposit of 35%)
VAT registered commercial vehicle customers must pay the VAT amount in full with the deposit.
Your monthly payment can then be calculated
- The Commercial Vehicle is yours at the end of the agreement assuming all payments plus the purchase fee have been made.
At The End
You have three options at the end of your agreement:
Renew
- Choose another Ford Commercial Vehicle – Your chance to drive another new Ford Commercial Vehicle. You can trade your old Commercial Vehicle in or sell it privately. Once you’ve fully settled your account (including the Optional Final Payment) any money left may be used as deposit for your new Ford Commercial Vehicle.
Return
- Hand the Commercial Vehicle back – Assuming all monthly payments have been made, you’ll have nothing further to pay, providing the Commercial Vehicle is in good condition and the agreed mileage hasn’t been exceeded.
Retain
- Keep the Commercial Vehicle – If you decide to keep the Commercial Vehicle, assuming all monthly payments have been made, you just need to pay the Optional Final Payment plus the purchase fee and it’s yours to drive away.
Finance subject to status. Guarantees may be required. Freepost Ford Credit. Useage is restricted to certain business types.
Useage is restricted to certain vehicle types. Visit Ford UK’s FAQs for more details.
How it works – Ford Financing: Ford Options Cashplan
Advance Payment:
- This is the difference between the purchase price of the Commercial Vehicle and the Optional Final Payment and includes any interest charges and the Facility Fee. This is paid up front
Optional Final Payment:
- This is due at the end of your agreement. It is the anticipated future value of your Commercial Vehicle assuming its mileage and condition is as agreed when you signed your agreement.
I’m interested. What are my next steps?
Once you have chosen the vehicle you want to buy then you will need to make a few decisions about your:
- Agreement length – choose from 24 or 36 months
- Your anticipated annual mileage
- Your dealer will then calculate your Advance Payment using a Ford Options finance calculator for your benefit.
At The End
You have three options at the end of your agreement:
Renew
- Choose another Commercial Vehicle – Your chance to drive another new Ford Commercial Vehicle. You can trade your old Commercial Vehicle in or sell it privately. Once you’ve fully settled your account (including the Optional Final Payment) any money left may be used as deposit for your new Ford Commercial Vehicle
Return
- Hand the Commercial Vehicle back – You’ll have nothing further to pay, providing the Commercial Vehicle is in good condition and the agreed mileage hasn’t been exceeded.
Retain
- Keep the Commercial Vehicle – If you decide to keep the Commercial Vehicle, assuming all payments have been made, you just need to pay the Optional Final Payment plus the purchase fee and it’s yours to drive away.
Finance subject to status. Guarantees may be required. Freepost Ford Credit.
Ford Financing: Ford Options & Ford Options Cashplan Plans for Business Customers
| Plan Features | Ford Options | Ford Options Cashplan |
| Available From Your Ford Dealer | YES | YES |
| Finance Term | 24, 36 & 48 months | 24 & 36 months |
| Typical Advance Rental/ Deposit |
Zero deposit available (VAT normally paid up front) |
Advance Payment |
| No Responsibility For Vehicle Disposal | NO | NO |
| Flexible End Of Contract Options | Renew / Retain/ Return | Renew / Retain/ Return |
| Balloon Option | Optional Final Payment | Optional Final Payment |
| Optional Maintenance/Service Package | Ask your Ford Dealer | Ask your Ford Dealer |
| Road Fund License | Included for the first year | Included for the first year |
| VAT On Monthly Payments | No VAT on payments but VAT on vehicle may be fully recoverable | No VAT on payments but VAT on vehicle may be fully recoverable |
| Fees | Finance Facility Fee payable with the first monthly payment. Purchase Fee payable with the final payment if you wish to own the vehicle at the end of the agreement. Our fees may vary dependent on marketing promotions available at the time. | Finance Facility Fee payable with the first monthly payment. Purchase Fee payable with the final payment if you wish to own the vehicle at the end of the agreement. Our fees may vary dependent on marketing promotions available at the time. |
Important Information
*Ford Credit is a trading style of FCE Bank plc. Registered in England: No 772784. Registered Office: FCE Bank plc, Arterial Road, Laindon, Essex, SS15 6EE. FCE Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under firm reference number 204469.