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There have never been more ways to finance, purchase or lease your Ford van, pick up or commercial vehicle. Our specialist Transit Centre sales team have a wealth of experience in understanding your business and personal needs. Whether it’s finance deals on a Ford Ranger Wildtrak on Ford Lease or Transit Custom Sport, Trail or MS-RT on Ford Options, we’re sure to have the right solution for you and your business. We only use Ford Credit and Ford Lease for all new vehicle acquisitions UK wide so you have complete piece of mind when choosing your options. Talk to us about your current agreement or finance settlement today. Looking for a brand new stock vehicle? Visit our in stock page to see our current models available immediately or coming soon. See below all of the options and contact our South Wales Cardiff Ford Transit Centre with any further questions today, we’re also available on 24/7 live chat or web form.
What’s the best way to finance or purchase my van or commercial vehicle?
There are multiple options and all will depend on your status and business needs, below are the main ways to hire purchase or lease your next commercial vehicle.
Ford Acquire
Balloon option is available
Put down a deposit followed by monthly payments (and a final balloon payment if you choose Ford Acquire with balloon). At the end of the agreement, you will own the commercial vehicle.
Ford Options
A deposit followed by monthly payments. At the end of the contract you have the option to Return, Retain (and settle the OFP) or Renew the Vehicle.
Ford Options Cashplan
Similar to the Ford Options plan, but the deposit and monthly payments are replaced with a single advance payment.
Ford Contract Hire*
No vehicle ownership, fixed monthly rentals. At the end of the agreement, you return the commercial vehicle.
Ford Finance Lease with balloon*
Non-balloon option is available
Fixed monthly rentals. At the end of the agreement, you must sell the commercial vehicle to a third party.
Finance Plans for Business Customers with Commercial Vehicle Financing
| Plan Features | Ford Acquire | Ford Contract Hire* | Ford Finance Lease | Ford Options | Ford Options Cashplan |
| Available From Your Ford Dealer | YES | YES | YES | YES | YES |
| Finance Term | 24 to 60 months (maximum term 48 months for Ford Acquire with balloon option) | Any term, 24 to 60 months | Any term, 24 to 60 months | 24, 36 & 48 months | 24 & 36 months |
| Typical Advance Rental/ Deposit |
Zero deposit available (VAT normally paid up front) | Minimum one month’s rental | Minimum one month’s rental | Zero deposit available (VAT normally paid up front) |
Advance Payment |
| No Responsibility For Vehicle Disposal | NO | YES | Vehicle sold on lesser’s behalf. 100% of the net Sales Proceeds after all charges are returned to the lessee | NO | NO |
| Flexible End Of Contract Options | Renew/Retain | Return vehicle and Renew | Sell vehicle and Renew | Renew / Retain/ Return | Renew / Retain/ Return |
| Balloon Option | YES | NO | YES | Optional Final Payment | Optional Final Payment |
| Optional Maintenance/Service Package | Ask your Ford Dealer | Available at additional cost | Ask your Ford Dealer | Ask your Ford Dealer | Ask your Ford Dealer |
| Road Fund License | Included for the first year | Included for the duration of the agreement | Included for the first year | Included for the first year | Included for the first year |
| VAT On Monthly Payments | No VAT on payments but VAT on vehicle may be fully recoverable | VAT registered businesses may be able to reclaim all or part of the VAT element of the monthly rental | VAT registered businesses may be able to reclaim all or part of the VAT element of the monthly rental | No VAT on payments but VAT on vehicle may be fully recoverable | No VAT on payments but VAT on vehicle may be fully recoverable |
| Fees | Our standard fee for Ford Acquire plans may vary dependant on Marketing Promotions avilable at that time | NO | NO | Finance Facility Fee payable with the first monthly payment. Purchase Fee payable with the final payment if you wish to own the vehicle at the end of the agreement. Our fees may vary dependent on marketing promotions available at the time. | Finance Facility Fee payable with the first monthly payment. Purchase Fee payable with the final payment if you wish to own the vehicle at the end of the agreement. Our fees may vary dependent on marketing promotions available at the time. |
Important Information
Business users only. Ford Credit is a trading style of FCE Bank plc. Registered in England: No 772784. Registered Office: FCE Bank plc, Arterial Road, Laindon, Essex, SS15 6EE. FCE Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under firm reference number 204469.
*Ford Lease is provided by ALD Automotive Ltd, trading as Ford Lease, Oakwood Drive, Emersons Green, Bristol, BS16 7LB. ALD Automotive Ltd is registered in England no. 987418. Finance subject to status. Guarantees and indemnities may be required. ALD Automotive Ltd and FCE Bank plc are authorised and regulated by the Financial Conduct Authority. FCE Bank plc act as an insurance intermediary in relation to Ford Insure.
The availability of tax and VAT benefits may vary subject to the facts and circumstances of individual cases and tax law is subject to change over time. Customers are therefore advised to seek professional advice with regard to taxation.